About Us
Meet Brighton Gbarazia
Helping Canadians find the right mortgage, the right way.
Hi!
I’m Brighton Gbarazia, a mortgage broker with over ten years of experience in finance and real estate. I’ve worked at major Canadian banks such as Scotiabank and CIBC. I’m the author of the book Master Your Mortgage: What the Bank Won’t Tell You About Buying the Right Home. Buying a home or refinancing your mortgage can feel overwhelming, so I focus on making the process easy. My goal is to help you find the right mortgage solution, save you time and money, and keep you informed every step of the way.
As Seen In
Working Together for Your Success
Every client’s story is different, and so is every mortgage. My approach is simple — I listen first, understand your needs, and then find a mortgage solution that truly works for you.
Driven by Client Satisfaction
My clients always come first. I can’t do my job without you, so I make sure your needs are my top priority. I work hard to deliver what you’re looking for and aim to make your experience a great one.
Flexible Availability
I offer flexible hours to fit your schedule. Whenever you have questions, I’m here to answer them quickly and make sure you get the support you need.
Best Mortgage Solutions
Everyone’s needs are different, and I’m here to help you find the mortgage that fits your needs.
Mortgage for Today and the Future
When you make a big purchase like a home, it should fit your life today and tomorrow. I’ll do the research to help you choose well. I’ll help you select the right mortgage type for your needs.
No Pressure
I see my clients as people who need support, not just as business. You won’t feel any pressure from me during the mortgage process. My goal is for you to feel comfortable and confident in your decision, and I’m here to help in any way I can.
No Cost to you
The best part of working with me is that you don’t pay me. The lender pays me, so it costs you nothing to use my service.
Contact us to start saving time and money
Calculating mortgage payments is no longer a difficult task thanks to Brighton Gbarazia
My goal is simple: to help you secure the right mortgage, save you time and money, and ensure you feel confident every step of the way.
- Start your journey with confidence. I’ll help you get mortgage-ready anywhere in Western Canada.
- Simplify your rental or commercial mortgage with expert guidance.
- Use your home’s equity to create new financial opportunities.
Get My Book – Make Smarter Mortgage Decisions Today
Whether you’re buying your first home, refinancing, or investing in real estate, navigating mortgages can be overwhelming. My book gives you the tools, tips, and insider knowledge you need to make confident, smart decisions.
- Practical Guidance: Step-by-step strategies for understanding mortgage options, rates, and terms.
- Real-Life Examples: Stories from clients and personal experiences that show what works and what to avoid.
- Expert Advice You Can Trust: Over a decade of experience in banking, real estate, and mortgage lending distilled into actionable insights.
- Avoid Costly Mistakes: Learn the common pitfalls people face when applying for mortgages — and how to sidestep them.
- Empower Yourself: Take control of your financial future with knowledge that turns complicated mortgage decisions into simple, confident choices.
Testimonial
Over the years, we’ve helped more than 1,500 customers achieve their property goals — from first-time buyers to seasoned investors. Here’s what some of them have to say about their experience with Mortgage Brighton.
EXCELLENT Based on 9 reviews Posted on Jordan BlakeTrustindex verifies that the original source of the review is Google. I had the pleasure of working with Brighton and I cannot say enough good things about the experience. As a business owner trying to get a mortgage can be a daunting experience. Brighton was exceptionally knowledgeable and experienced with handling my exact situation. I WILL be using his services again and I would highly recommend him to anyone! Thanks again Brighton for the seamless transaction and I look forward to working with you in the future!Posted on Ish singhTrustindex verifies that the original source of the review is Google. I have had the pleasure of working with Brighton on several Real Estate transactions. He is very thorough, professional and knowledgeable. I highly recommend him for your mortgage needs. I look forward to continuing to work with him.Posted on Claudette HowlettTrustindex verifies that the original source of the review is Google. I can't say enough about Brighton Gbarazia! He went the extra yard/mile to make sure my account was settled. It was a difficult process, and I would never have been able to navigate the system without his intervention. His cheerfulness helped me stay positive. I can't help but express my sincere gratitude that he is the Mortgage Broker on my case!! I consider myself lucky!!Posted on Veronica CousinsTrustindex verifies that the original source of the review is Google. Brighton is incredibly knowledgeable and provides exceptional service to my clients. He goes above and beyond in explaining different mortgage products and rules, which cannot be said for every broker. I know by referring clients to him that they will be treated appropriately and are in good hands. Thanks for everything you do!Posted on Kelsea GillardTrustindex verifies that the original source of the review is Google. I cannot recommend Brighton enough! From start to finish, the experience was nothing short of exceptional. He took the time to understand and answer all my questions with patience, and made the entire first time home buying process stress-free. His knowledge of the market, attention to detail, and genuine care for his clients were evident at every step. If you’re looking for a mortgage broker who goes above and beyond, this is the one! Five stars are not enough to express my gratitude!Posted on Josh BaronsTrustindex verifies that the original source of the review is Google. Very professional and helpful. Answered any questions we had as soon as he could and greatly helped us with our first home!Posted on Tamara HouleTrustindex verifies that the original source of the review is Google. Brighton was easy to deal with and went above and beyond for me and my family. I highly recommend him to anyone.Posted on Eva CheungTrustindex verifies that the original source of the review is Google. Brighton was very helpful and efficient helping me and my family with our mortgage renewal process! Thank you very much Brighton!
What Customers are saying about our book
Verified Great value, great info, genuine Disclaimer: I have no social or financial connection with the author.I bought this book to better inform myself for a home purchase. The information Brighton has written delivers. His writing style is very easy to read and comes across as genuine.In addition to the breakdown of mortgages, Brighton gives financial and life advice which is thoughtful toward the reader.I hope he continues to make more content.Posted on Robert TomasVerified Very informative! A great book for beginners and for those who are starting their home buying journey. It’s a very engaging, informative and well thought out book since it has both personal and professional experiences. Upon reading, it gave me a new perspective on home buying.Posted on BelVerified A Must Read: Whether you're a first time homebuyer or already a homeowner This book is written perfectly. It can be intimidating when you are considering buying a home and bankers don't take the time to explain to you your options and how homeownership can mean a huge change in your monthly expenses. This book walks you through the mortgage/home buying process in plain English beautifully. After reading this book, you will know more about mortgages and what to except than some Financial Advisors working in the industry.This book brings to light all the options you have when purchasing a home and guides you in the homebuying process to make sure you are making the right decisions for you and your finances.One thing I wish someone would have told me before buying a home, is all the costs associated with buying a home, on top of the mortgage payment. This book explains all the added expenses and the best approach to take to ensure you don't get into a mortgage that leaves you feeling house poor and overextended.I highly recommend this book to anyone who is looking to purchase their first home and everyone that is already a homeowner. You won't regret it.Posted on Jolene N NeufeldVerified Tips I never knew about A very well written and well thought out book that anyone who is looking for a home, can pick up and learn valuable information. This book provides great insight and background knowledge the average person might not know about. With the housing market the way it is and the lack of knowledge people have regarding this topic coming out of high school/post secondary, take all the help you can get - and this book has it.Posted on Michelle McGarveyVerified So much useful information! This book is a fantastic resource for anyone thinking about home ownership and getting a mortgage in Canada. There is a lot of information that I did not know! How a mortgage application involves so much more than just your credit rating. Or how it is often wise to not take the full amount one might qualify for. Mr. Gbarazia has deep understanding and insight from working within the banking and mortgage loan industry, yet I felt like he was on my “team” and freely sharing his knowledge and insider tips. I really enjoyed his engaging writing and the many personal experiences he shares. There is a lot of information but it is concisely and clearly presented. And I really connected with the wisdom that shines through it all. For example, he writes "...take the information you’ve learned in this book and ensure the mortgage you get doesn’t prevent you from doing the things you enjoy.”Posted on SueVerified Easy to read with great information As a prospective home buyer the mortgage process has always been the most daunting. How do you GET approved? How do you know you're getting the best deal? Whats the true cost of a mortgage? This book has it all. It's layed out for an easy to read, easy to understand, one stop shop that answered all of my mortgage questions and I feel much more prepared when we start looking at homes and start talking to lenders. Highly recommended to anyone who is a first time home buyer. It provides great insight to help you prepare yourself both financially and emotionally before making the biggest purchase of your life. Great read!Posted on Brian TaylorVerified Tips and tricks to keep in mind for the most important purchase of your life This was the book I needed. In this interest environment, it was very important to me to know as much about the mortgage industry before I renew my mortgage. When one is locking into a loan worth hundreds of thousands of dollars, the more insider tips and tricks one knows, the better position one will be in. I have never thought of my home as anything but an investment. Through Brighton's book, I am able to separate out what is emotional and what is rational. Thanks Brighton for all the knowledge. I highly recommend anyone, even seasoned homeowners, to read this book.Posted on Bob WoolseyVerified Real estate real talk! I've never felt like the bank has had my best interests in mind. However, I've also never had enough knowledge of real estate to confidently ask for what I want. This book changed that!Posted on Kevin K.